What is indexed universal life insurance (IUL)?
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YouTubeJosh Duncan, CFP®
What is indexed universal life insurance (IUL)?
Indexed Universal Life insurance, often called IUL, is a type of life insurance policy with cash value growth tied in some way to a market index like the S&P 500. But here is what many people misunderstand: You are not directly investing in the stock market. You do not own the stocks inside the index. You do not receive dividends. And you ...
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The most important thing to pay attention to when getting an Indexed Universal Life Insurance Policy, is the way it is structured! I can’t stress enough how much misconceptions are made about an IUL simply because it wasn’t structured properly and it has nothing to do with the product itself! So if you are ready to set up an Indexed Universal Life Insurance policy, make sure it is structured to benefit you and not your agent’s pockets! Speak to a professional who can explain how exactly an IUL w
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