For most of 2025, HELOC rates have been sinking, and are currently below 8 percent. For homeowners needing cash for ...

HELOC rates have been steadily declining. But do homeowners need to rush to open one before the May Fed meeting?

In the evolving interest rate climate of 2025, this is now the least expensive way to borrow from your home equity.

Homeowners gained $3T in equity in 2024. A HELOC might help in short-term crises, but weigh risks, alternatives and timing ...

Refinancing a mortgage means replacing your existing mortgage with a new loan. You can use a refinance to turn some of your home equity into cash, but it's also possible to hold onto your home ...