After notching a four-month low early last week, 30-year mortgage rates inched up a bit and are now wavering. Rate movement was mixed for other loan types Tuesday.

In recent weeks, mortgage rates have fallen ahead of the Federal Reserve’s March meeting, and the spring homebuying season is underway. Are rate cuts on the table for the year ahead, and how might factors

Mortgage rates just dropped for a sixth week in a row, leading some to wonder if now is the right time to buy a house. NBC’s Vicky Nguyen joins TODAY with where the levels are now and where the easiest and toughest places to buy are in the United States.

Mortgage rates have inched up three of the last four days, pushing the 30-year average into slightly higher territory than the 2025 low it notched last week.

Discount points are a way to lower your mortgage rate, while origination points are fees lenders charge to create, review and process your loan. The national median family income for 2024 was $97,800,