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Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

Pennsylvania-based Horizon Federal Credit Union offers a checking account that earns an 8% annual percentage yield (APY) — a number boosting it past most high-yield savings accounts, let alone other ...

If you’ve had banking issues in the past, like ongoing overdrawing of your account or writing bad checks, you may not get approved for a checking account at a new institution. If you’re rejected from ...