(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

In the Philippines, where fintech innovation is driving a surge in credit use in the Philippines, responsible borrowing is a powerful tool that can lead to better economic and social opportunities.

A credit solutions expert shares the top three "timeless habits," tips and advice as America's mortgage market adjusts to new credit scoring models that widen the door to homeownership.

A credit score is shaped by payment history, credit utilisation, credit mix and inquiries, with disciplined borrowing and ...

ROANOKE, Va. (WDBJ) - Americans owe $1.142 trillion in credit card debt, the highest balance ever recorded, according to the latest consumer debt data from the Federal Reserve Bank of New York. In ...

Many borrowers believe that closing a personal loan—whether by completing the full tenure or making an early ...

A clear overview of the differences between a credit report and credit score, highlighting their purpose, impact on borrowing ...

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...

IN the Philippines, where financial technology innovation is driving a surge in credit use in the Philippines, responsible borrowing is a powerful tool that can lead to better economic and social ...