If you're new to credit cards, you might be confused by a number of frequently used abbreviations. One of the most important ones is annual percentage rate.

The survey reveals surprising gaps in financial knowledge and the reasons why so many delay tackling their financial goals.

Cash Advance APR: Most credit cards allow you to withdraw money against your card's line of credit in the form of a short-term loan, but issuers will usually charge a cash advance fee. On top of that ...

They may fluctuate (up or down) as the Fed rate changes. Select will update as changes are made public. Some offers mentioned below are no longer available. Compound interest is a term you've ...