What Is a Credit Score? A credit score is a numerical representation that reflects an individual's creditworthiness, essentially indicating their likelihood of repaying debts in a timely manner.

If you have a FICO score of 620 or less, you might find it hard to qualify for many conventional personal loans. For sudden expenses, you’ll have to rely on loans that don’t require credit checks.

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

Even when you check your credit, there are still some missteps to avoid. — -- intro: You may know that if you apply for a credit card, loan, a place to live or perhaps a job, there will be a ...

Learn about the best no-credit-check business loans. Compare lenders like PayPal and Square, offering fast funding based on revenue, not credit scores. Business loans with no credit check can be a ...

Forbes contributors publish independent expert analyses and insights. I share strategies for getting ahead financially and building wealth. The Fair Credit Reporting Act gave you the right to check ...