Debt collectors have more power than many borrowers realize, but can they try to collect from two directions?

Settling credit card debt with little to no money sounds impossible, but some strategies can help you do just that.

Debt relief” is a broad term for programs and strategies that may help people manage or resolve debt when regular payments ...

That legal threat from your debt collector may not be empty. How often do they really take that action, though?

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

Changes to the CFPB have made it more difficult to file a complaint and limited protections available to consumers, making it ...

Feel sick every time the phone rings? You’re not alone.

Collection Debt by the Numbers: The National Picture In April 2025, about one in four people looking for debt relief had at least one account in collections. The average collection balance is $3,027, ...