Many car insurance providers do not allow you to freely spend your claim check any way you want — as nice as that would be. After you've filed a claim, you will generally be obligated to direct the ...

State Farm car insurance customers who had a policy last year could receive a payout of around $100 per vehicle through its ...

Is the state minimum enough, or should you consider optional extras?

Failing to do these things could cost you big — potentially tens of thousands of dollars.