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The Centurion 'black' card has a $2,500 annual fee and is invite-only, but you can get most of its benefits with the Amex Platinum.
Also known as the Centurion card, the American Express "black" card is so prestigious ... You'll get no preset spending limits, hotel elite status, complimentary access to airport lounges, and ...
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Your complete guide to travel protections on American Express cards
Numerous American Express cards offer travel protections that can take the headache out of your vacations. However, the coverage you get (and the limits of said coverage) differ by card.