Social Security beneficiaries who were mistakenly overpaid will now have 50% of their monthly check withheld until all the money has been repaid.

Millions of Americans relying on Social Security face a daunting challenge as the government seeks to reclaim overpayments. With a critical 90-day window to act, beneficiaries must navigate complex processes to avoid financial catastrophe.

If you receive more money than expected from your Social Security payment, don't assume it's a gift from the Social Security Administration. More than likely, you received an overpayment due to changes in your account that either weren't reported on time or to another mistake by the SSA itself. You will have to repay the overpayment amount.